Reference

Our Terms & Conditions Shape How We Serve You

When you open an account with ibmtoto, you're entering an agreement that protects both of us.

Account creation and eligibility rulesDeposit, withdrawal and payment securityGame play, dispute resolution and account closure
ibmtoto Our Terms & Conditions Shape How We Serve You
QUESTIONS ABOUT YOUR AGREEMENT

How to Reach Us About Terms Issues

Team online

Live Chat

Our support team answers questions about account terms, payment rules and eligibility every day from 08:00 to 22:00 Western Indonesia Time. Jump into the chat bubble in the bottom right of your account.

Email

Send detailed requests about account closures, data access or terms disputes to [email protected]. We respond within 24 hours with next steps and confirmation of any changes to your account.

Account Settings

Review and update your contact details, verify your payment methods, and download a copy of our current terms from the Help section under Account Settings on desktop and mobile.

HOW WE KEEP YOU SAFE

Data Protection and Account Security Practices

Encrypted Transactions

Every deposit and withdrawal is encrypted end-to-end. Your DANA, OVO, GoPay and QRIS details are tokenised — we never store…

Account Verification

We verify your identity using your national ID number and phone before you withdraw.

Cookies and Tracking

We use cookies to remember your login, track session behaviour and detect suspicious activity.

Data Deletion

Request a full copy of your data or permanent deletion via the Account Settings menu.

Third-Party Partners

Our payment processors, game studios and hosting partners sign data-protection agreements.

Policy Updates

When we change these terms, we notify you by email and display a banner in your account lobby.

Frequently Asked Questions About Our Terms

You must be at least 18 years old and meet the eligibility requirements under your local jurisdiction. During account creation, you confirm your age and legal right to gamble. We verify this information when you request your first withdrawal.

No. Each person is permitted one active account. If we detect duplicate accounts linked to the same identity or payment method, we'll close all but one without refund. Account sharing is prohibited under our terms.

Any balance remaining in your wallet is returned to the payment method you used to deposit — DANA, OVO, GoPay or QRIS — within five business days. This is automatic; you don't need to request it. Account closure is instant and permanent.

Withdrawal requests are processed within 24 hours after your identity is verified. The funds then transfer to your chosen payment method — DANA, OVO, GoPay or QRIS — and appear in your wallet within one to three hours depending on your bank.

Contact our support team with the exact game name, table ID and timestamp. We'll review the round logs within 48 hours. If we find an error, we'll correct your balance immediately. If we can't resolve it, you may escalate to our dispute team.

Yes. Go to Account Settings, select Privacy, and choose Download My Data. We'll email you a complete record of your account, deposits, withdrawals and game history within 14 days. The file is encrypted and sent only to your registered email.

Inactive accounts remain open and your balance is preserved. We don't charge dormancy fees. If your account is closed by us due to suspected fraud or breach, we'll notify you by email with the reason and instructions to appeal.